Dream Cottages in Ontario: Stunning Picks Under $500,000

Cottages For Sale in Ontario Under $500,000 – MLS Listings

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152 AMBASSADOR BEACH DRIVE in Harrow: Single Family for sale : MLS®# 25008289
152 AMBASSADOR BEACH DRIVE Harrow N0R 1G0

152 AMBASSADOR BEACH DRIVE Harrow N0R 1G0
$109,900
Single Family
Status:
Active
MLS® Num:
25008289
Bedrooms:
1
Bathrooms:
1
Year round cottage life at a fantastic affordable price. This is the perfect little getaway from the City just steps from Lake Erie and with beach rights included. Kitchen lowers were and new plumbing including interior shut off in 2021. Newer sliding barn doors to bath and bedroom. New thermostat in 2023. Large living room with gas fireplace/sleeve air conditioner that heats the entire home. Deep lot without rear neighbours. Large rear shed big enough to store a small boat. Low lease of approx. $2460 per year includes land lease, taxes and water. Outdoor shed attached to home with laundry facilities. Buyer must be approved by Community Owner. No Airbnb allowed. (id:2493) More details
Listed by ROYAL LEPAGE BINDER REAL ESTATE

LISTING DETAILS
- Sam Huang
- RE/MAX Select Properties
- +1 (778) 381-9047
- Contact by Email
7C BOYLE LANE in Killaloe, Hagarty and Richards: Single Family for sale : MLS®# X12080364
7C BOYLE LANE Killaloe, Hagarty and Richards K0J 2A0

7C BOYLE LANE Killaloe, Hagarty and Richards K0J 2A0
$499,000
Single Family
Status:
Active
MLS® Num:
X12080364
Bedrooms:
3
Bathrooms:
1
Cherished insulated cottage on Turpins Bay. The views from the generous screened in porch are peaceful and beautiful. You will love to sleep on the porch on warm summer nights feeling the breeze off the bay. The bay leads into the Bonnechere River which lets you take your boat all the way into Golden Lake, one of the largest lakes in our area . The lot is just over an acre with a rock cliff behind that allows privacy from the road. Inside the cottage there is a wood stove for chilly nights and an open concept living/dining/kitchen. There are three bedrooms and one bath all cared for and in immaculate condition. Septic from 2003 and roof from 2010, 200 amp service, lake intake. Furnishings can be included. Move on in and enjoy the summer. Buy now and winterize for year round living when you retire. Close to many snowmobile trails. Once you are there you will not want to leave! 5 minutes up the road from Highway 60, Half an hour from Pembroke and Barry's Bay and about 10 minutes from either Golden Lake or Killaloe. 24 hour irrevocable on all offers from Buyer to Seller (id:2493) More details
Listed by QUEENSWOOD NATIONAL REAL ESTATE LTD

LISTING DETAILS
- Sam Huang
- RE/MAX Select Properties
- +1 (778) 381-9047
- Contact by Email
911 NINTH STREET in Centre Wellington: Single Family for sale : MLS®# X12081034
911 NINTH STREET Centre Wellington N0B 1J0

911 NINTH STREET Centre Wellington N0B 1J0
$450,000
Single Family
Status:
Active
MLS® Num:
X12081034
Bedrooms:
3
Bathrooms:
1
Charming 3-Bedroom Cottage on Belwood Lake Your Lakeside Getaway Awaits. Escape to tranquility with this delightful three-bedroom cottage nestled along the serene shores of Belwood Lake. Perfect for weekend retreats or full summer stays, this cozy lakefront gem offers the ideal blend of rustic charm and modern comfort. Wake up to peaceful lake views, enjoy coffee on the spacious deck, and spend your days swimming, kayaking, or fishing right from the shore. Inside, the open-concept living and dining area features large sliding doors that flood the space with natural light, while a propane fireplace adds a warm, inviting touch for cooler evenings. The cottage comfortably sleeps six, with three well-sized bedrooms, a fully equipped kitchen, and a clean, updated bathroom. Whether you're roasting marshmallows around the fire pit or watching the sunset reflect off the water, this is where memories are made. Located just minutes from Fergus and only a short drive from the GTA, this Belwood Lake cottage is the perfect spot to relax, recharge, and reconnect with nature (id:2493) More details
Listed by Your Hometown Realty Ltd

LISTING DETAILS
- Sam Huang
- RE/MAX Select Properties
- +1 (778) 381-9047
- Contact by Email
29 CHURCH STREET in Kingston (18 - Central City West): Single Family for sale : MLS®# X12081072
29 CHURCH STREET Kingston (18 - Central City West) K7M 1H2

29 CHURCH STREET Kingston (18 - Central City West) K7M 1H2
$419,900
Single Family
Status:
Active
MLS® Num:
X12081072
Bedrooms:
1
Bathrooms:
1
Adorable bungalow in historic Portsmouth Village! This quaint cottage style home has been lovingly updated and is ready for new owners. Located in one of the most iconic neighbourhoods in the city with it's rich history and close proximity to the downtown core and waterfront. Many recent updates include roof, paved driveway, energy efficient hot water on demand heating system, exterior doors, deck and fencing, hot tub, outdoor kitchen, interior paint and wall mounted split unit. Excellent opportunity for first time buyers, those downsizing or investors. (id:2493) More details
Listed by RE/MAX FINEST REALTY INC., BROKERAGE

LISTING DETAILS
- Sam Huang
- RE/MAX Select Properties
- +1 (778) 381-9047
- Contact by Email
16 CALINE ROAD in Curve Lake First Nation 35 (Curve Lake First Nation): Single Family for sale : MLS®# X12081085
16 CALINE ROAD Curve Lake First Nation 35 (Curve Lake First Nation) K0L 2H0

16 CALINE ROAD Curve Lake First Nation 35 (Curve Lake First Nation) K0L 2H0
$214,900
Single Family
Status:
Active
MLS® Num:
X12081085
Bedrooms:
3
Bathrooms:
1
Cute as a button, this adorable 3 season cottage is perfect for a summer getaway. Gorgeous sunsets every night, beautiful swimmable waterfront on Buckhorn Lake, spacious level lot giving lots of room for play and games, or build a bunkie for extra guests. 3 bedrooms, 1 bath, waterfront sunroom, spacious living room with wood burning stove, eat-in kitchen, updated electrical, roof done two years ago, absolutely turnkey and ready for affordable enjoyment. Leased land yearly fee to the band of $5600.00, also yearly maintenance fee of $1648.00 for police services, fire, roads and garbage, one time $500 for lease transfer fee. Curve Lake is a welcoming waterfront community, no taxes, great community with local amenities and 10 minutes to Buckhorn. (id:2493) More details
Listed by ROYAL LEPAGE FRANK REAL ESTATE

LISTING DETAILS
- Sam Huang
- RE/MAX Select Properties
- +1 (778) 381-9047
- Contact by Email
20 MELVILLE Lane in Selkirk: Single Family for sale : MLS®# 40713591
20 MELVILLE Lane Selkirk N0A 1P0

20 MELVILLE Lane Selkirk N0A 1P0
$299,900
Single Family
Status:
Active
MLS® Num:
40713591
Bedrooms:
2
Bathrooms:
1
Floor Area:
658 sq. ft.61 m2
Fantastic opportunity to get into the real estate market here at 20 Melville Lane - located in the heart of Selkirk Cottage Country. Check out this lovingly cared-for, year round, one level cottage - where pride of lengthy ownership is evident thru-out the 658sf interior, the clean white vinyl sided exterior enhanced with 300sf deck and the 50ft x 80ft clean, manicured lot includes convenient side drive equipped to accommodate 2 vehicles plus fully fenced yard. Relaxing 45-55 minute commute to Hamilton, Brantford & Highway 403 - 20 minutes west of Dunnville - similar distance east of Port Dover’s popular amenities with the Village of Selkirk less than 10 minutes away. Situated less than a block from Lake Erie, this darling “move-in ready” home features open concept living room accented with plush carpeting, fully equipped kitchen sporting ample cabinetry, modern back-splash, appliances & adjacent dinette includes patio door walk-out to huge entertainment deck with rigid metal gazebo - enjoying partial lake water views to the southeast with beach access at the end of Harkness Street. Floor plan continues with nice sized bedroom, handy main floor laundry/storage room, 4pc bath completed with newer south-wing bedroom boasting lake facing window & man door walk-out to west deck/landing. Notable upgrades includes roof shingles-2018, updated 100 amp hydro (breakers), 1200 gal water cistern, 2000 gal septic holding tank, 2 multi-purpose sheds plus majority of furnishings/cutlery (if wanted). *Note - accessed by privately owned road.* The “ultimate” alternative to renting - attractive & affordable for First Time Buyers, Retirees on fixed pensions or Investors with Air BnB potential. Don’t be disappointed - ACT NOW! (id:2493) More details
Listed by RE/MAX Escarpment Realty Inc.

LISTING DETAILS
- Sam Huang
- RE/MAX Select Properties
- +1 (778) 381-9047
- Contact by Email
CARLING 9 W8 - 3876 MUSKOKA ROAD 118 HIGHWAY W in Muskoka Lakes (Medora): Condo for sale : MLS®# X12081254
CARLING 9 W8 - 3876 MUSKOKA ROAD 118 HIGHWAY W Muskoka Lakes (Medora) P0B 1J0

CARLING 9 W8 - 3876 MUSKOKA ROAD 118 HIGHWAY W Muskoka Lakes (Medora) P0B 1J0
$95,000
Single Family
Status:
Active
MLS® Num:
X12081254
Bedrooms:
3
Bathrooms:
3
Experience effortless, luxurious vacationing at the Muskokan Resort Club on the prestigious shores of Lake Joseph. Carling 9, Week 8 is a beautifully appointed semi-detached villa offering 5 weeks of maintenance-free cottage living throughout the year. This 3-bedroom, 3-bathroom villa features an open-concept layout with spacious living, kitchen, and dining areas ideal for entertaining or relaxing with family and friends. Unwind in the cozy Muskoka Room or step outside to enjoy the expansive deck and covered porches with views of the natural surroundings. Ownership at the Muskokan includes full access to an array of resort-style amenities: tennis and basketball courts, a playground, a theater and games room in the Club House, a heated outdoor pool, and a stunning natural sand beach. Fully furnished and turnkey, the villa is ready for your Muskoka escape. As part of the Registry Collection, you also have the unique opportunity to travel and exchange your weeks at luxury resorts around the world. Located just minutes from both Bala and Port Carling, this is a rare opportunity to own your slice of Muskoka paradise. (id:2493) More details
Listed by Bracebridge Realty

LISTING DETAILS
- Sam Huang
- RE/MAX Select Properties
- +1 (778) 381-9047
- Contact by Email
2839 DOMAINE CHARTRAND STREET E in Champlain: Single Family for sale : MLS®# X12080697
2839 DOMAINE CHARTRAND STREET E Champlain K0B 1J0

2839 DOMAINE CHARTRAND STREET E Champlain K0B 1J0
$479,900
Single Family
Status:
Active
MLS® Num:
X12080697
Bedrooms:
2
Bathrooms:
1
Welcome to 2839 Domain Chartrand Lefaivre. This is a unique opportunity to own your private waterfront on the Bay of Atocas, with a shallow water front perfect for swimming, away from the high traffic of the Ottawa River. This property will charm you with a million-dollar view. This 2-bedroom 4-season cottage has been very well kept, a sizeable 4-pc bathroom, 2 generously sized bedrooms, an open concept kitchen and dining area & living room with a pellet stove, glass backsplash over the kitchen counter. This cottage comes all furnished along with an outside 2 sets of patio, swing, garden shed (id:2493) More details
Listed by CENTURY 21 ACTION POWER TEAM LTD.

LISTING DETAILS
- Sam Huang
- RE/MAX Select Properties
- +1 (778) 381-9047
- Contact by Email
48 TINY BEACHES ROAD N in Tiny: Single Family for sale : MLS®# S12081258
48 TINY BEACHES ROAD N Tiny L0L 2J0

48 TINY BEACHES ROAD N Tiny L0L 2J0
$474,900
Single Family
Status:
Active
MLS® Num:
S12081258
Bedrooms:
2
Bathrooms:
1
Located just a 3 minute walk to beautiful Balm Beach in Tiny, this small but cozy, 2 bedroom & one bath winterized home or cottage is perfect for a single individual, couple or small family to enjoy all that Georgian Bay has to offer. After entering the the main level off a great covered deck area, the main room features an open concept living room with freestanding gas fireplace. Next to this main room is a kitchen and large dining room along with a main level 3 pc washroom. Upstairs there is a primary bedroom with sliding doors to a balcony where you can get a view of Georgian Bay! There is a second small bedroom for guests and/children. Outside there is a small yard with storage shed and patio area. As a further bonus, this property has private deeded access to a private beach area just north of Balm Beach. Note to Buyers...this home/cottage is currently tenanted on a month to month lease with a great tenant who cares for the property. Tenant will vacate given appropriate legal notice. (id:2493) More details
Listed by Realty Executives Plus Ltd

LISTING DETAILS
- Sam Huang
- RE/MAX Select Properties
- +1 (778) 381-9047
- Contact by Email
31 LAGUNA Parkway Unit# 1 in Brechin: Condo for sale : MLS®# 40716898
31 LAGUNA Parkway Unit# 1 Brechin L0K 1B0

31 LAGUNA Parkway Unit# 1 Brechin L0K 1B0
$450,000
Single Family
Status:
Active
MLS® Num:
40716898
Bedrooms:
3
Bathrooms:
2
Floor Area:
1,311 sq. ft.122 m2
Lagoon City Waterfront End Unit Condo Townhome On Gondola Lagoon. Tons Of Natural Light Flowing In Makes This Condo A Perfect 4 Season Full Time Home Or A Cottage. Featuring Waterfront And Greenspace Views & Boat Mooring Off Your Ground Floor Deck On The Shared Shorewall. Open Concept Living/Dining & Kitchen With Propane Fireplace And Patio Walkout. Three Large Bedrooms With Oversized Closets & Big Windows. Two Full Baths With Semi-Ensuite Access. Enjoy The Large Private Deck With Direct Access to Lake Simcoe/Trent Severn Waterways. Lagoon City Is A Vibrant Community With A Member's Community Centre, Marina, Restaurants, Trails, Tennis & Pickleball Courts, Watersports & Wintersports In Your Backyard. Come And Explore This Fabulous Community. Only 1.5 Hours From The GTA. Work From Home. Highspeed Internet. (id:2493) More details
Listed by Pine Tree Real Estate Brokerage Inc.

LISTING DETAILS
- Sam Huang
- RE/MAX Select Properties
- +1 (778) 381-9047
- Contact by Email
736 Willard Lake Road in MacNicol Township: Single Family for sale : MLS®# TB250772
736 Willard Lake Road MacNicol Township P0X 1H0

736 Willard Lake Road MacNicol Township P0X 1H0
$479,900
Single Family
Status:
Active
MLS® Num:
TB250772
Bedrooms:
2
Bathrooms:
1
Floor Area:
1,144 sq. ft.106 m2
Love fishing and the great outdoors? This quiet oasis is calling your name! Nestled on the pristine shores of Willard Lake, known for its excellent fishing (Lake Trout, Smallmouth Bass, and Walleye), this 1144 sq ft year-round home or cottage is the perfect escape for nature lovers and outdoor enthusiasts. Originally built in 1986, this well-maintained home offers comfortable one-level living with 2 bedrooms, a 4-piece bathroom, and laundry. The spacious open-concept layout brings together the kitchen, dining, and living areas—all offering lovely views of the lake. The kitchen was fully renovated in 2023 and features new cabinetry, modern appliances, butcher block countertops, and a stylish tile backsplash. A heat pump, added in 2021, provides both efficient heating and cooling, keeping you cozy in winter and cool in the summer. Step through the patio doors off the living room and enjoy morning coffee or sunsets on the front deck. Just steps away, you’ll find a 12x16 screened room—perfect for relaxing bug-free summer nights. For the ultimate relaxation, fire up the wood-heated sauna after a day on the water. The property also includes not one, but two 2-stall garages, with one featuring a carport and a heated workshop—ideal for projects, toys, and extra storage. A shared dock offers 2 boat slips and gives you easy access to the water for boating or casting a line. Next to which is a sand beach that leads gently into the lake. Whether you’re looking for a full-time residence, a seasonal getaway, or a peaceful retreat, this Willard Lake gem has it all. Taxes: $902.50 for 2024 Heat Source: Electric baseboard, Heat pump, and pellet stove Hydro Costs: $3447.00 year + 40 bags of pellets Possession: Negotiable Chattels: stove, microwave, washer, dryer, sauna and all window coverings Fixtures Excluded: Fridge, freezer and starling Electrical: 200 Amp (id:2493) More details
Listed by CENTURY 21 NORTHERN CHOICE REALTY LTD.

LISTING DETAILS
- Sam Huang
- RE/MAX Select Properties
- +1 (778) 381-9047
- Contact by Email
1030 PETE'S LANE in Frontenac (47 - Frontenac South): Single Family for sale : MLS®# X12082255
1030 PETE'S LANE Frontenac (47 - Frontenac South) K0H 1W0

1030 PETE'S LANE Frontenac (47 - Frontenac South) K0H 1W0
$375,000
Single Family
Status:
Active
MLS® Num:
X12082255
Bedrooms:
3
Bathrooms:
1
Escape to this serene, fully furnished 3-bedroom waterfront cottage nestled on the shores of Spring Lake, only 25 minutes north of Kingston. Perfect for a relaxing getaway, this cozy retreat offers stunning lake views, tranquil surroundings, and direct water access. The cottage features three bedrooms, one with a queen bed, two that can take doubles, a full bathroom and a fully equipped kitchen with all the comforts of home. The open-concept living and dining area is bathed in natural light, with large windows that frame the picturesque water views. Step outside to the large fully screened-in sunporch, perfect for morning coffee or evening sunsets. Enjoy the private dock for swimming, paddle boarding, canoeing, kayaking and fishing. This small lake is also suitable for small motor boating. If you are looking for peace and tranquility, this charming cottage would be perfect for you. Just pack your bags and start making memories by the water! (id:2493) More details
Listed by EXP REALTY

LISTING DETAILS
- Sam Huang
- RE/MAX Select Properties
- +1 (778) 381-9047
- Contact by Email

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Data was last updated April 15, 2025 at 12:45 PM (UTC)

Cottages For Sale in Ontario Under $500,000 – MLS Listings

152 AMBASSADOR BEACH DRIVE in Harrow: Single Family for sale : MLS®# 25008289

7C BOYLE LANE in Killaloe, Hagarty and Richards: Single Family for sale : MLS®# X12080364

911 NINTH STREET in Centre Wellington: Single Family for sale : MLS®# X12081034

29 CHURCH STREET in Kingston (18 - Central City West): Single Family for sale : MLS®# X12081072

16 CALINE ROAD in Curve Lake First Nation 35 (Curve Lake First Nation): Single Family for sale : MLS®# X12081085

20 MELVILLE Lane in Selkirk: Single Family for sale : MLS®# 40713591

CARLING 9 W8 - 3876 MUSKOKA ROAD 118 HIGHWAY W in Muskoka Lakes (Medora): Condo for sale : MLS®# X12081254

2839 DOMAINE CHARTRAND STREET E in Champlain: Single Family for sale : MLS®# X12080697

48 TINY BEACHES ROAD N in Tiny: Single Family for sale : MLS®# S12081258

31 LAGUNA Parkway Unit# 1 in Brechin: Condo for sale : MLS®# 40716898

736 Willard Lake Road in MacNicol Township: Single Family for sale : MLS®# TB250772

1030 PETE'S LANE in Frontenac (47 - Frontenac South): Single Family for sale : MLS®# X12082255

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